I have been a full time student for the past ten years. I have significant new debt from educational loans. I have not had significant employment yet–my training will be finished in August.
Paying off debt is always best way to look better on a credit report. Just focus on paying off your student loans and finance a car. YOu’ll be okay. Unless you have done something really bad like not pay a debt your credit is probalby not as bad as you think.Get a free credit report from all three agencieshttp://www.annualcreditreport.comThey do not include your credit score but it’s free and you know how you’re doing at least.
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